Post-July 4th, 2023 Holiday Update & "Well Wishes"

Some of our more recent proprietarily-crafted client guidance...
Published 7/26/2023

 

My patriotic joy to your family and you!
Jackie, myself and our client-service teams are all very well; We look forward to the honor of serving you each day.

Your midyear investment update I hope you find useful, in my view, is as follows:

  • Elevated Investment-Market-Risk:  My July 2021 update first mentioned this condition.  At that time we had elevated stock and bond valuations and ultra-low interest rates.  Presently, we still have broad “elevated valuations,” but now in-the-face of elevated/rising interest rates.  Thoughtful, risk-moderating investment allocations, per my previous chats with you, remain prudent for now.  As always, call me with any question or concern.  Expect me to proactively contact you, too, along the way.
  • Positively Looking-Forward While Being Prepared:  This continues to be my mindset when I oversee your investment accounts each week.  Expect your current “more defensive” allocations to be deployed when your desired opportunities are at lower-risk prices.  
  • Our Upcoming “Season 8” of “Ask the Certified Financial Planners” Show on Our Local Public WNMU-TV13 Station:   Looking forward to continue this nationally, one-of-a-kind, educational production.  Please call-up our previous season at: https://wnmutv.nmu.edu/programs/ask-the/
  • Our Higher-Value, Novel Bolt-On Service Initiatives Forthcoming:  Over the next several years, I look forward to updating you on your tailored-to-you financial planning enhancements to get more of your “ducks in a row.”  Please “stay tuned!”
  • Our Unifying Name Change Later This Summer:  SagePoint Financial, Inc., and our seven other sibling firms, along with our parent firm “Advisor Group” is “name rebranding” to “Osaic Wealth, Inc.”  Improved client-serving support and efficiency is our goal, along with reducing regulatory “multiple name-related” redundancies.  Expect your statements and correspondence to reflect this name change.  My new email address, effective on or about September 1, 2023, will be:  PHein@Osiac.com   My address, phone numbers, website information and comprehensive service capabilities all remain the same.
  • Our Service Ethic for All Americans:  Since our founding in 1993, my service vision has been “to help all, regardless of background, circumstance and whatever else, to achieve more of one’s financial American Dream.” Please encourage all others whom you know, to contact us for a more thoughtful, caring and experienced service potential.  It is truly a joy for us to serve; that is our purpose, now and the years to come.


Thank you, for your time and business.  May your summer 2023 be full of joy and opportunity for you and your family.  On-call each day for you!   
 

PAUL D. HEIN, MBA, CFP
CERTIFIED FINANCIAL PLANNER™