Our Services

We are a boutique firm, with the goal of providing impeccable service that is difficult to find elsewhere.  We are also the U.P.’s longest-time independent, dually-credentialed MBA and CFP investment advisor firm.  We strive to provide proactive and tailored holistic array of higher-quality, time-saving services and referrals, as listed below:

 

"Retire Securely" Goal - Investment Strategy Management:

  • Lifelong Cash-Flow-Needs Centric:   Annual assessment to help direct the client’s investment management strategy to help avoid premature depletion of capital and to help achieve other imperative client goals and objectives.
  • Global Research Scope:  Daily observation of economic, financial, geopolitical conditions. 
  • Proactive Investment Management:  Daily assessment of each asset class (equity, bonds, currency, commodities, precious metals, real estate and cash) to identify investment threats and opportunities.
  • Fundamental and Technical Analysis:   Daily tracking and related research proprietary protocols to identify various investment threats and opportunities, tailored to each client.
  • Wealth Conservation, Growth and Equity-Income Goals Pursuit:  Daily research to “hunt” for suitable/prudent allocation opportunities to help proactively conserve capital (when investment market-risk is elevated) and to grow capital (when investment market-risk is not-elevated), all overlaid with striving to seize notable levels of annual equity-income potential.  This more contrarian approach will usually cause “underperformance” and “outperformance” with the commonly followed indexes through time.  
  • History-Based Education and Understanding:  Candid discussions about our investment experience will be candidly shared to help set realistic understanding, goals and tactics.

 

"Provide Lasting Legacies" Guidance - Our Multi-Generational Family Empowering Process:

  • Emergency Plans Preparation:  Hypothetical near-term sudden-death, etc.
  • Short-Term and Long-Term Disability Preparation:  Potential long-term-care condition, etc.
  • Empowering Support and Readiness Preparation:  Initiating dialogue to help identify, confirm and coach capable representatives (time, temperament and ability, etc.).
  • “Family Principles, Values, Stories and Collective Wisdom” Identification:  Help educate and prepare the family to preserve and protect financial and non-financial wealth.          
  • Elder Law Meeting and Legal Document Design Readiness:  Conceptualizing with client to help them get more effective result from their attorney meeting and legal documents.

 

Insurance Needs Assessments and Reviews:

  • Family Health and Financial Risk-Mitigation:  Perpetual reviews of the various insurance coverages for various threats (health, accident, property, disability, death, tort, etc.).  

 

Education Funding Strategies:

  • ESAs, 529 Plans, Etc.:  Continuous availability updates and funding tactics.

 

Tax Reduction and/or Deferral Planning:

  • Tax-Cost-Basis Management:  Continuous vigilance and usage to help minimize tax expense.   
  • Tax Return Review:  Identify potential tax reduction opportunities to discuss with tax expert.
  • Tax Advantaged Investment Update:  Tailored updates when as prudent.
  • Coordination With Tax Advisor:  Continuous, year-around support to tax advisor.
  • Form 1099 and 5498 Document Inspection:  To enhance tax preparer service effectiveness. 
  • Charitable Giving Tactics:  Tailored to your particular principles, values and objectives.
  • Estate and Gifting Tax Updates:  Tailored to your particular circumstance. 
  • Retirement Plan Utilization:  Tailored to individual’s particular circumstance.    

   

Tactical Distribution Planning:

  • Designated Beneficiary Declarations:   Continuous monitoring and updating when needed.
  • Required Minimum Distribution:  Annual compliance protocols, tailored to client needs.

 

Miscellaneous Professional and Administration Services

  • Comprehensive Coaching to Family:  Considerable guidance is needed during prolonged illness, terminal conditions, long-term-care asset management and estate settlements.
  • Comprehensive On-Demand Education:  Statement and correspondence understanding.
  • Family Education:  On-call for holistic or select topical learning, year-around.
  • Website Tools & Access:  Enhanced overview learning and account access.
  • Life Events:  Continuous account re-registration and asset-movement management relating to all the various events of life (marriage, divorce, disability, death, etc.).
  • Special Reports:  As needed for learning, credit applications, etc.
  • Other Asset Accounts:  Objective, independent opinions tailored to client goals, etc., 401k’s.
  • Disaster Recovery Plan Guidance:  Devise action plans to constructively respond to temporary disruptions in our various communications, banking, public utility, etc. systems.
  • Comprehensive Referral/Solution Assistance:   Legal, taxation, insurance, representatives/agencies, care-giving, etc.  Special focus on referring to the highest-quality, turn-key service providers to help maintain optimal empowerment to the individual/family.

 

In the long run, we strive to provide our clients with a proprietary blend of service and complementary professional referrals, all intended to provide an impeccable level of service at a worthwhile total cost.   

I look forward to our conversation about this and anything else.  Meanwhile, congratulations on all of your accomplishments so far and in the future.  It is truly an honor to empower you and your loved ones, now and in the future.  Thank you for your time!